Benefits of Having Great Credit.

• Increased Credit Card Limits
• Attractive Mortgage & Refinancing
• Low Automobile Financing Rates
• Awesome Credit Card Deals
• Your borrowing capacity can increase significantly when you prove to creditors that you’re a responsible credit card holder and can handle more credit. You can request a credit limit increase or the credit card company will just increase your limit automatically and let you know that you’ve earned this perk. Remember that the ratio of your available credit to used credit also plays a role when calculating your credit score; raising the limit could add a few more points to your already-high credit score.